According to the United States Census Bureau, 8.5%, or 27.5 million people don’t have health insurance. This means that they don’t have access to everything from regular checkups to life-saving treatments unless they pay an exorbitant amount of money.
Whether you’re trying to save money or just think that you can’t afford it, it’s crucial that you get health insurance. But why do you need it?
Keep reading to learn about five reasons why you should get covered with a health insurance plan.
1. Not Having Insurance Is More Expensive
Everyone knows that American health insurance is expensive, but many times, the cost of not having it can be so much more.
Imagine that you need to have a sudden, life-saving surgery that costs hundreds of thousands of dollars. You’ll then have to pay that off every month, and in some cases, monthly medical bills can be thousands of dollars. Monthly premiums aren’t fun, but they cut down on any costs you need to pay.
2. Not Having Insurance Affects Everyone
Did you know that aside from adding expenses to the prices that you pay, being uninsured increases the prices for everyone else, as well?
Most people who don’t have insurance end up having to go to the hospital for expensive procedures. This leads to expensive bills that go unpaid, which in turn causes hospitals to jack up prices.
3. Access to Preventative Care
Aside from helping people feel okay with visiting the doctor during emergencies, having a health care plan also makes more people visit the doctor for preventative care.
Checkups and physicals are essential to your health, as they let doctors and physicians ensure that your body is healthy and normal. They can also find and eliminate medical conditions before they turn serious.
4. A Requirement for Many Fields
Today, more and more people who attend college are adult learners, who graduated from high school years earlier. Many institutions require you to have a health insurance plan, which can be a detriment that can stop some of these adult learners from attending.
If getting a healthcare plan seems to be out of the realm of possibilities for you, don’t let it hold you back from pursuing your dreams. Talk with the experts at Medicare Health Experts to help you find the perfect, affordable plan for you.
5. Peace of Mind
Many people who are uninsured live their lives as carefully as possible. They try not to get sick, and seek to avoid injuries at all costs, as they know that they can’t afford any medical bills.
Give yourself peace of mind by getting health insurance. For a fee each month, you’ll sleep easy at night knowing that you’re protected no matter what happens.
Stay Safe and Get Covered With a Health Insurance Plan
It might be expensive to get health insurance, but in most cases, not having it can cost more. If you’re uninsured, make sure to check out some of the different options you have to get covered. Having insurance might make all the difference in the world.
Do you now have a better understanding of why you need health insurance? Before you go looking at different plans, make sure to check out some of our other articles for more guides and tips.
You made a good point that getting health insurance earlier in life can make it more manageable to pay. A friend of mine had to get a broken finger treated earlier this year and the bills were quite substantial. I probably should start shopping for health insurance quotes soon so that I am always prepared in case I got myself into an accident.