Did you know the US experienced $75 billion in flood damage over the last 30 years? Scientists and insurance industry experts place the blame on a worsening climate crisis.
Soon, even those who don’t live on a flood plane may face disaster.
Do you know to handle flood aftermath? Quick and decisive action will save you money and your sanity.
What should you do following a flood?
Read on to learn more about how to cope with a flood.
Steer Clear of Extra Risk
If a flood drove you from your home, you’ll want to get back as soon as possible and assess the damage. Before you do, prepare yourself for the worst.
Water damage caused by flooding can compromise the structural integrity of your home. Before you enter, check for cracks and holes in the foundation. Look for any signs of warping.
Most importantly, contact your utility companies to make sure power and gas are off before you reenter your home. Any unknown utility damage can lead to severe injury or death.
Damage caused by a natural disaster means you’ll have to deal with insurance companies. While you’ll want to start repairs, you must photograph all damage after a flood.
You want to get as much coverage as you can to help with your repairs. Document the extent of your damage for clear evidence should there be a dispute with your insurance company.
Notify Your Insurance Company ASAP After a Flood
Homeowner’s insurance doesn’t often cover groundwater episodes like flash floods. You still need to get your insurance agent on the line as soon as possible to explain the extent of the damage.
You might have to wait for an adjuster to inspect your damaged home, so be prepared to stay elsewhere until the inspection.
If you suspect you live on a flood plain, do your research and find the best possible flood insurance.
Take Care of Your Physical and Mental Health
A flood is a traumatic experience for any homeowner. Seeing your home reduced to rubble and your valued possessions damaged can fill a person with dread and despair. Go at your own pace and remember grief is normal.
Flooding also creates a physical hazard. Floodwater contains bacteria and pollutants that are harmful to your health.
Before you reenter your home and begin cleanup, make sure you’re equipped with masks, gloves, waders, and waterproof boots. Boil all water until you receive notification that your municipal water is safe to consume.
Deal With Flood Aftermath Effectively
A natural disaster like a flood can be a traumatic, uprooting experience. The real work begins after the waters recede.
Dealing with flood aftermath requires quick action. Get home as soon as you can, document the damage, and get your insurance company on the phone. Most importantly, remember to take care of yourself.
Do you need more homeowner advice? Make sure to check out the rest of our page.