If you’ve ever thought about canceling your cellphone plan because you weren’t happy with the service you were getting, you might find out that you’re going to be charged a whole extra month if you haven’t given the company any notice. This is frustrating, to say the least, and in many cases, people don’t bother to pay the money.
What they don’t know, is that this will affect their credit rating in the long run, especially if they don’t get it sorted. To navigate the system rather than be played, there is a lot you need to be sure you’re aware of when you sign your phone contract.
You must read the fine print of the contract so that you’re aware of what you can and cannot do. A cellphone plan is a legally binding agreement, which can affect your credit rating – so you need to make sure you understand what contract you are entering into and with whom, but also the terms of its termination.
Ever been out of a network coverage area in the past decade? In this day and age, as much as many of us would dream of doing away with our phones for even a few hours, pick them up later only to find out that Australia is burning or simply that there’s some work we’ve fallen behind on. Verify that you’re well-covered, and don’t worry about asking for specifics.
Deals and Costs
Hidden or not, you want to know what they are. In the past, you would have had to go from store to store to compare prices of things you needed to buy for yourself or your home. But today, you can also check for deals and comparisons online.
If you see this site, it will show you a detailed breakdown of options to consider and pick from, making the process much easier to get through. Make sure that you’re dealing with a reliable provider so that all the details of the deals and the costs are accurate and up to date.
There’s only so much you can ask if your customer service representative doesn’t know the answer to your questions. Going to the store in person helps assess what kind of standards your chosen cellphone provider has for customer service experience.
The last thing to consider is the reputation of the company you will be signing a binding agreement with. While they may seem homogenous at a distance, most providers’ reputations will change a lot from one place to the other based on the network service and customer support people are getting locally. Ask people around you what they think of your choice, and what their experience has been with their providers.
A cellphone plan is just like any contract you will make in life. Inform yourself correctly online, and be sure to consult your friends, coworkers, and family, before making any hasty decisions. You don’t want your credit rating affected by something this insignificant either, so you should understand the terms you are signing up to, and make sure that you can afford to pay the amount stated in your contract.