What You Must Know About the Annual Health Check-up Feature in Health Plans?

An individual who has health insurance is shielded from any future expenses for medical care.  When a disease is diagnosed and a lump sum payment is made to the insured, the insurance company either pays the insured directly or, when the treatment is received at a network hospital, the insurance company pays the treatment costs up to a predetermined limit.

In addition to a balanced diet and regular exercise, routine medical exams are necessary to identify illnesses quickly and reduce health risks. In India, the cost of healthcare is quite high, including the price of health screenings. In the event of a medical emergency that could result in significant expenses, health insurance plans protect your hard-earned savings.

An annual free physical examination is a perk of having health insurance. Annual physical checkups are provided as a benefit of the health plans of major insurance companies.

Let us examine the advantages of a yearly full body checkup with insurance coverage for healthcare:

Reduces Costs

It costs a lot to get a health checkup in India that includes several diagnostic tests. A family’s budget may be significantly impacted by routine checks. Up to Rs 3,000 can be spent on a full-body medical exam. Even if a claim was made by the policyholder in the same year, the organization might still provide an annual health checkup at an affordable price.

Limits Health Risks

Regular check-ups allow for the quick identification of medical issues and their early treatment. For instance, early blood sugar level detection can help with managing diabetes and preventing several complications. Early identification of health problems also reduces future significant costs that would otherwise be incurred.

Aids in the detection of potential diseases

To identify potential disease threats and lower the risk of life-threatening conditions, simple tests can be performed. This is especially true if there is a medical history in the person’s family. Medical examinations also assist in providing a clear picture of one’s current state of health.

When evaluating the functions of the body’s essential organs, such as the heart, kidneys, and liver, doctors can make use of blood tests.

Some people think that if any illness is found during the full body checkup in Hyderabad, it might affect the cost of their insurance. This is untrue, though, because your insurer will only take into account pre-existing conditions when you are purchasing a health insurance policy.

Preventive Health Care

Preventive care, which aids in the early detection of diseases, is the most significant advantage of getting an annual checkup. Preventive health care comes in three levels:

Primary Prevention Care: Prevents the entire onset of disease, such as immunizations and vaccinations.

Secondary Prevention Care: Detects abnormalities using a PAP test or PET scan to identify risk factors for specific diseases.

Tertiary Prevention Care: Tertiary care is utilized following the establishment of the diagnosis. It contributes to maintaining good health and controls the disease. For a patient with weak health, it can reduce the risk of a heart attack.

Identify Disorders Related to Stress

Since most of us lead such a fast-paced lifestyle, stress has become a common occurrence and has a significant negative impact on our health.  Depression, gastrointestinal problems, high blood pressure, and hypertension are a few disorders that can be brought on by stress. These issues can only be identified and treated through prompt medical examinations.

Establishes Treatment Guidance

Medical check-ups enable people with existing medical conditions like diabetes or hypertension to learn about their current health status and their progress with treatment. Additionally, it would indicate the appropriate course of treatment or any necessary medication changes for the individual.

Personalized Care

The health conditions of a patient are best known to their primary care physician, who can diagnose them with complete knowledge of the patient’s medical background. They make decisions regarding the type of medication that should be given to the patient and the effective cessation of other medications.  As a result, routine examinations are crucial for the patient’s health and wellbeing.

Upkeep medical records

The management of medical records is handled by a primary care physician, and treatment plans and future steps are determined in part by this information. It is an added benefit because these documents would otherwise be disorganized.

Mental Health

If things do not go as planned, changing lifestyles can be detrimental to one’s mental health. A medical professional can better understand the patient’s mental health with regular visits. They would give them the best care they could, even though the patient might not have known it was necessary. To improve one’s mental health, the doctor advises following a healthy diet, getting exercise, and engaging in other behaviors.

Annual health exams can aid in identifying any issues with your health before they worsen. It aids in receiving the proper care early on without adding to the difficulty. You are moving closer to living a healthier life with the assistance of cutting-edge healthcare services, screenings, and treatment. ECG, thyroid profile, urine test, and other common tests are some of those included in the full body checkup in Hyderabad. You can choose a cashless health check-up in the network hospital. You must visit the health care center and present your policy information to use this service.

Your health is the top priority at Orange Health Labs as they provide preventive check-ups. They offer a yearly full body checkup to their members at a nominal cost.

Leave a Reply

Your email address will not be published. Required fields are marked *

Back to top button