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EV Charging Cost Calculator

What it costs to charge — battery size, the 20–80% window, your rate, and charging losses.

Updated

75 kWh
20%
80%

Your home rate — US average ≈ $0.175.

Advanced
90%

You need

$8.75to charge

60% added — 50 kWh from the grid

Energy into battery
45 kWh
Grid energy (with losses)
50 kWh
Cost of a full 0–100%
$14.58

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In short

How much does it cost to charge an EV at home?

Cost is the energy added divided by charging efficiency, times your rate. Adding 60 percent to a 75 kWh battery puts 45 kWh into the pack, draws 50 kWh from the grid at 90 percent efficiency, and costs $8.75 at $0.175 per kWh. The equivalent of a full 0 to 100 percent charge is $14.58.

Public DC fast charging uses identical arithmetic but a very different price per kilowatt-hour, so enter the station rate rather than your home rate.

How to use the EV charging cost calculator

Enter the battery size, the state-of-charge window you are charging across, your electricity rate, and under Advanced the charging efficiency, and the tool returns the cost of that charge plus the cost of an equivalent full 0 to 100 percent charge. Use the usable capacity your manufacturer quotes rather than the gross pack size, since the buffer between them can be several kilowatt-hours.

The rate is the input worth checking most carefully: the Energy Information Administration put the US residential average at 18.44 cents per kilowatt-hour in May 2026, with state averages that month spanning 12.35 cents in Idaho to 52.00 cents in Hawaii, so an average is a placeholder. If your utility offers an overnight EV tariff, that is the number to enter.

45 kWh

Into the pack

75 kWh battery, 20 to 80 percent

50 kWh

Drawn from the grid

at 90 percent efficiency

$8.75

Cost of the charge

at $0.175 per kWh

Home versus public is the whole cost story of owning an electric car. Charging at home on a residential rate is the cheap case this tool models by default. Public Level 2 costs more, and DC fast charging costs considerably more per kilowatt-hour, because you are paying for hardware, grid capacity, and convenience rather than just energy.

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Networks price it differently and often dynamically: Electrify America, for instance, states that its pricing is determined by charger location, your plan, and the amount of energy delivered, and shows the price at the charger before a session begins. The arithmetic does not change at all, so to price a public session simply enter that station rate in place of your home rate.

The 20 to 80 percent default reflects how electric cars are actually used. Most charging happens in the middle of the pack rather than end to end, because charging the last stretch to 100 percent slows down markedly and regularly sitting at full or running near empty is harder on lithium cells. Widen the window when you genuinely need the range for a long trip and leave it alone for daily driving.

How does that compare to gasoline?

Home charging works out near 4.4 cents a mile here. The fuel cost calculator prices the same journey on gasoline at whatever pump price you enter.

Open the fuel cost calculator

Do

  • Enter the usable capacity your manufacturer quotes, not the gross pack size.
  • Use your overnight EV tariff rate where your utility offers one.
  • Enter the station rate in place of your home rate to price a public session.
  • Stay in the 20 to 80 percent band for daily charging.

Don't

  • Apply an efficiency divisor to an EPA rating, which is already measured at the wall.
  • Expect the grid energy to match the energy that lands in the pack.
  • Read this as total cost of ownership, since installation and network fees sit outside it.
  • Assume public fast charging is priced anything like your home rate.

What 100 miles of driving costs in electricity, by vehicle. The consumption figures are EPA combined window-sticker ratings, which are measured at the wall outlet and therefore already include Level 2 charging losses, so the cost columns are a straight multiplication with no efficiency factor applied on top.

2026 model and variantEPA combined kWh per 100 milesEPA combined MPGeCost per 100 miles at $0.175/kWhCost per 100 miles at 18.44 cents/kWh
Lucid Air Pure RWD, 19-inch wheels23146$4.03$4.24
Tesla Model 3 Standard RWD24139$4.20$4.43
Tesla Model Y Standard RWD, 18-inch wheels24138$4.20$4.43
Tesla Model Y Long Range RWD25134$4.38$4.61
Toyota bZ, 191 Ah26131$4.55$4.79
Subaru Uncharted26129$4.55$4.79
Lexus RZ 350e FWD, 18-inch wheels27126$4.73$4.98
Tesla Model Y Long Range AWD27123$4.73$4.98
Toyota C-HR AWD30112$5.25$5.53
Chevrolet Equinox EV FWD31108$5.43$5.72
Ford Mustang Mach-E RWD31107$5.43$5.72
Volvo EX4032106$5.60$5.90
Tesla Model Y Performance AWD32105$5.60$5.90
Lucid Gravity Dream, 20F21R wheels3499$5.95$6.27
Consumption and MPGe figures are EPA combined ratings for 2026 model-year vehicles as published on fueleconomy.gov and retrieved in July 2026. Electricity prices are the tool default of $0.175 per kWh and the US residential average of 18.44 cents per kWh for May 2026 from the US Energy Information Administration Electric Power Monthly, released 23 July 2026. Real-world consumption varies with speed, temperature, terrain, and how you drive.

How fast does each charging level add range?

Charging speed depends on where you plug in, and the Department of Energy Alternative Fuels Data Center describes the three levels in miles of range added.

Range added, by charging level
AC Level 1, 120 V, about 1.9 kW
roughly 5 miles per hour
AC Level 2, 240 V, 2.9 to 19.2 kW
about 25 miles per hour
DC fast charging
100 to 200 or more miles in 30 minutes

Level 2 figure is for the 7.2 kW most residential units run at; per the DOE Alternative Fuels Data Center.

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The three-line charging cost formula The three-line formula Only the middle line surprises people — you buy more energy than the battery stores ENERGY TO BATTERY battery kWh × (to% − from%) 75 × 0.60 = 45 kWh GRID ENERGY energy to battery ÷ efficiency 45 ÷ 0.90 = 50 kWh COST OF THE CHARGE grid energy × rate 50 × $0.175 = $8.75 Full 0–100% reference: (75 ÷ 0.90) × $0.175 = $14.58
Battery kWh x your rate -> the cost per charge and per mile.

The formula, worked line by line

Energy into the battery is the usable capacity multiplied by the size of the charge window. Energy drawn from the grid is higher than that, because some of what you pull from the wall never reaches the cells, and the cost is the grid figure multiplied by your rate. That ordering matters: you are billed at the meter, not at the battery terminals.

The equivalent full-charge figure at the bottom of the results answers a different question. It prices a notional 0 to 100 percent charge at the same rate and efficiency, which is a useful yardstick for comparing cars of different battery sizes even though few drivers ever charge that way in practice.

energy to battery = battery kWh x (to percent - from percent) / 100
grid energy = energy to battery / efficiency
cost = grid energy x rate
cost of a full charge = (battery kWh / efficiency) x rate
EV charge cost flowAdding 60 percent to a 75 kWh battery is 45 kWh; divided by 90 percent efficiency it draws 50 kWh from the grid, times $0.175 per kWh is $8.75.ADDED ÷ EFFICIENCY × RATE20→80% added45 kWh÷ 90% → grid50 kWh× $0.175/kWhthis charge$8.75
Adding 60% to a 75 kWh battery pulls 50 kWh from the grid — about $8.75 at $0.175/kWh.
The worked default, step by step
Charge window
80 − 20 = 60 percent
Energy to the battery
75 × 0.60 = 45 kWh
Grid energy
45 ÷ 0.90 = 50 kWh
Rate
× $0.175
Cost of the charge
$8.75

The equivalent full charge is 75 divided by 0.90, which is 83.33 kWh, times $0.175, giving $14.58.

What that charge buys in miles

Turn that into miles and the comparison gets concrete. Those 50 kWh from the wall would take a 2026 Tesla Model Y Long Range RWD, rated by the EPA at 25 kWh per 100 miles, about 200 miles, so the $8.75 charge works out at roughly 4.4 cents a mile.

Cover the same 200 miles in a 30 mpg gasoline car and you burn 6.67 gallons, which at the US average regular price of $4.001 per gallon for the week ending 20 July 2026 reported by the EIA comes to $26.67, or 13.3 cents a mile. Home charging is roughly a third of the fuel cost in that comparison.

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Questions people ask

How much does it cost to charge an EV at home?

For a 75 kWh battery charged from 20 to 80 percent at $0.175 per kilowatt-hour with 90 percent charging efficiency, about $8.75. That is 45 kWh into the pack and 50 kWh drawn from the grid, and an equivalent full 0 to 100 percent charge would be roughly $14.58. Your own figure scales with battery size, charge window, and local rate, and the rate is where the variation lives: the EIA reported state residential averages from 12.35 cents in Idaho to 52.00 cents in Hawaii for May 2026.

Covered in depth in How Much Does It Cost to Charge an EV? Home vs Public, Per Mile

Why is the grid energy more than what goes into the battery?

Because charging is not perfectly efficient. Energy is lost to heat in the cable and connector, to the AC-to-DC conversion inside the vehicle onboard charger, and to battery thermal management, all before it reaches the cells. Published measurements of AC Level 2 charging commonly put the loss in the region of 10 to 15 percent, which is why the Advanced efficiency setting defaults to 90 percent. So to add 45 kWh to the pack you may draw 50 kWh from the wall, and your meter bills you for all 50. The EPA takes the same view and measures its ratings at the outlet.

Why charge only from 20 to 80 percent?

It is faster, gentler on the battery, and matches how most people actually drive. Charging speed falls away sharply above roughly 80 percent as the pack tapers current to protect the cells, so the last stretch takes a disproportionate share of the time. Regularly holding a lithium pack at full charge or running it close to empty also adds stress over the life of the battery. Daily charging within the 20 to 80 band keeps the car ready without either penalty, and a full charge is worth saving for the morning a long trip starts.

How much more does public DC fast charging cost?

Considerably more per kilowatt-hour than charging at home, because the price covers high-power hardware, grid capacity, and convenience rather than energy alone. Networks price it in different ways and often dynamically. Electrify America, for example, states that its pricing depends on charger location, your plan, and the amount of energy delivered, and displays the rate at the charger before a session starts, so the reliable move is to read the price on the screen. The energy arithmetic is identical to home charging, so enter the station rate in place of your home rate and the tool prices the session.

Is charging an electric car cheaper than buying gasoline?

At home it usually is, by a wide margin. Take the default charge: 50 kWh from the grid moves a 2026 Tesla Model Y Long Range RWD, rated at 25 kWh per 100 miles by the EPA, roughly 200 miles for $8.75, which is about 4.4 cents a mile. The same 200 miles in a 30 mpg gasoline car needs 6.67 gallons, costing $26.67 at the US average regular price of $4.001 per gallon for the week ending 20 July 2026. Public fast charging narrows that gap substantially, and in the highest-rate states it can close it.

Sources

Where the constants and formulas on this page come from. Each line names the figure it backs.

  1. EPA MPGe and kWh per 100 miles ratings are measured at the wall and already include cable and onboard-charger losses, so no efficiency divisor belongs on top of them.

    Fuel Economy and EV Range TestingUS Environmental Protection Agency

  2. Level 1 at about 1.9 kW adding roughly 5 miles of range an hour, Level 2 at 2.9 to 19.2 kW about 25, and DC fast charging 100 to 200 or more miles in 30 minutes.

    Alternative Fuels Data Center: Electric Vehicle Charging StationsUS Department of Energy

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