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Finance & Everyday Math Calculators

Percentages, tips, discounts, tax, markup, pay, and interest — the everyday money math, worked out clearly. General information, not financial advice.

25 free calculators · updated August 2026

A percentage is not self-explanatory: the denominator and direction determine the question. Percentage Calculator handles parts, changes, increases, and decreases, while Reverse Percentage Calculator reconstructs a value before the change. Markup / Margin Calculator keeps markup on cost separate from margin on selling price. For borrowing, Loan Payment Calculator answers the payment question, Amortization Schedule Calculator shows how each payment is allocated, and Credit Card Payoff Calculator follows a balance under a payment rule. Choose the calculator by the decision, not by a shared percentage sign.

Reverse Percentage Calculator

Work back to the original value — and see why adding the percentage on again is wrong.

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Tip Calculator

Tip, total, and the per-person split — pick 15/18/20/25% or enter your own.

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Discount Calculator

The sale price after a percentage off — or the ticket price, working back from what you paid.

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Sales Tax Calculator

Add sales tax to a price, or back it out of a tax-included total to find the pre-tax amount.

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Markup / Margin Calculator

Price, profit, markup, and margin from your cost — set the price by markup %, margin %, or a target price.

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Hourly to Salary Calculator

Convert an hourly rate to annual, monthly, and weekly pay — or a salary back to an hourly rate.

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Bill Split Calculator

Split a group bill evenly with tip — the per-person number front and center.

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Simple Interest Calculator

Interest and total from principal, rate, and time — simple interest, not compound.

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Compound Interest Calculator

Growth with interest on interest — principal, rate, time, compounding frequency, and optional monthly deposits.

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Loan Payment Calculator

Monthly payment, total interest, and total paid on any fixed-rate loan — auto, personal, or student.

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Car Loan Calculator

Monthly auto payment from price, down payment, trade-in, rate, term, and tax — with the amount financed.

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Savings Goal Calculator

How much to save each month to hit a goal — or how long a fixed deposit takes — with compound growth.

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ROI Calculator

Return on investment and net profit — plus the annualized rate when you add a holding period.

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Inflation Calculator

What inflation does to buying power — and the future dollars needed to match today’s value.

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Take-Home Pay Calculator

A rough take-home estimate per paycheck from gross salary, pay frequency, and a combined deduction rate.

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Break-Even Calculator

The units and revenue to cover your costs — fixed costs over the contribution margin per unit.

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Mortgage Calculator

Monthly payment, PMI drop-off, and 5/1 ARM cap math — down to the dollar.

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Credit Card Payoff Calculator

How long a balance really takes to clear, and what the minimum payment costs you.

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Amortization Schedule Calculator

The full payment table, and what one extra payment a year actually removes.

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Debt Payoff Calculator

Snowball against avalanche on your own debts, with the real cost of each order.

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Rent vs Buy Calculator

The monthly comparison and the break-even year, with the costs people forget included.

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Unit Price Calculator

Price per unit across different package sizes, so the bigger box is not assumed cheaper.

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CAGR Calculator

Compound annual growth rate from a start value, an end value and a number of years.

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Budget Calculator

The 50/30/20 split on your own take-home pay, with the categories spelled out.

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Guides for these tools

Long-form answers behind 7 of the calculators above.