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Body Fat Percentage Calculator

Estimate body fat from a tape measure — the US Navy circumference method, with neutral reference bands.

Updated

175 cm
85 cm
38 cm

Estimated body fat

16.9%

Reference band: Fitness

Method
US Navy (tape)
Reference band
Fitness

Bands are general reference ranges, not goals — healthy ranges vary by person.

Estimates for general information, not medical advice. Consult a healthcare provider for personal guidance.

In short

How does the US Navy tape method estimate body fat percentage?

It fits a percentage to the base-10 logarithm of a girth measurement divided against height. For a male body of 175 cm with an 85 cm waist and a 38 cm neck, the US Navy circumference equation estimates about 16.9 percent. Its standard error is 3 to 4 points, so 16.9 realistically means the low to high teens.

The equation infers fat from girth rather than measuring it, so it tends to read high on very muscular builds and low on very lean ones.

How to use the body fat percentage calculator

This tool runs the US Navy circumference equation, published by James Hodgdon and Marcie Beckett at the Naval Health Research Center in San Diego in 1984 as reports 84-11 for men and 84-29 for women, and still used in the Navy physical readiness programme.

You give it a height, a neck measurement and a waist measurement, plus a hip measurement if the female equation is selected, and it returns a single estimated percentage together with the reference band that figure falls into. The fields open on a representative example, a 175 cm body with an 85 cm waist and a 38 cm neck, so the arithmetic is visible before you replace anything.

There is a centimetre and inch toggle; the equation is defined on a ratio of girths to height, so the units you measure in do not change the answer.

16.9%

The default estimate

175 cm, 85 cm waist, 38 cm neck

3 to 4 points

Published standard error

Hodgdon and Beckett, 1984

0.78 points

Per centimetre of tape error

at the default measurements

Everything the equation knows about you arrives through the tape, so the tape work is the accuracy. Use a flexible cloth or vinyl tape, keep it level all the way around, and pull it snug against the skin without denting it.

Measure the waist at the navel, the neck just below the larynx with the tape sloping slightly down at the front, and the hip at its widest point when the female equation asks for it. Stand relaxed and breathe normally rather than holding in or pushing out, and return to the same landmark every time so readings taken weeks apart are comparable.

Read the output as an estimate with a genuine error band attached, not as a measurement. Hodgdon and Beckett reported a correlation of about 0.90 against hydrostatic underwater weighing and a standard error of estimate in the range of roughly 3 to 4 percentage points, and independent comparisons against DEXA scanning have found spreads of a similar order.

On the defaults that means an estimate of 16.9 percent is honestly saying somewhere in the low to high teens rather than sixteen point nine. The equation also has known blind spots: it infers fat from the gap between girth and height, so it tends to read high on very muscular builds, where a thick waist is not fat, and low on very lean ones.

Skinfold calipers using the Jackson and Pollock equations of 1978 and 1980, and laboratory methods such as DEXA and hydrostatic weighing, are more precise and more expensive.

Do

  • Use a flexible cloth or vinyl tape and keep it level all the way around.
  • Measure the waist at the navel and the neck just below the larynx.
  • Take two or three readings and average them rather than trusting one rushed attempt.
  • Return to the same landmarks each time so readings taken weeks apart are comparable.
  • Stand relaxed and breathe normally instead of holding in or pushing out.

Don't

  • Pull the tape tight enough to dent the skin, which reads a smaller girth.
  • Read the estimate to a decimal when the published standard error is 3 to 4 percentage points.
  • Compare a reading taken at the navel with an older one taken elsewhere on the torso.
  • Treat a single reading as a trend, because hydration and a recent meal both move it.
  • Skip the hip measurement the female equation asks for, since its girth term needs it.

The same tape, one simpler ratio

Waist to height uses the tape reading you just took, measured against your height rather than your neck. It is the simpler screen, and the one that makes fewer assumptions about body shape.

Open the waist to height calculator

How the US Navy estimate responds to the tape, holding height at 175 cm and the neck at 38 cm for a male body and varying only the waist. The right-hand column is the point of the table: it shows how many percentage points the estimate shifts if the tape reads one centimetre larger, which is the practical size of a measurement mistake and something the worked example cannot show.

Waist at the navelWaist minus neckUS Navy estimateReference bandShift from a 1 cm tape error
74 cm36 cm7.4 percentAthleticabout 0.97 points
78 cm40 cm11.1 percentAthleticabout 0.89 points
80 cm42 cm12.9 percentAthleticabout 0.85 points
82 cm44 cm14.5 percentFitnessabout 0.82 points
84 cm46 cm16.2 percentFitnessabout 0.79 points
85 cm47 cm16.9 percentFitnessabout 0.78 points
86 cm48 cm17.7 percentFitnessabout 0.76 points
88 cm50 cm19.2 percentAverageabout 0.74 points
90 cm52 cm20.7 percentAverageabout 0.71 points
92 cm54 cm22.1 percentAverageabout 0.69 points
95 cm57 cm24.1 percentAverageabout 0.66 points
100 cm62 cm27.3 percentAbove averageabout 0.61 points
105 cm67 cm30.2 percentAbove averageabout 0.58 points
110 cm72 cm33.0 percentAbove averageabout 0.54 points
Computed July 2026 from the Hodgdon and Beckett 1984 male equation, 495 divided by (1.0324 minus 0.19077 times log10(waist minus neck) plus 0.15456 times log10(height)) minus 450, with height 175 cm and neck 38 cm throughout. Band labels follow the American Council on Exercise reference ranges. The equation carries a published standard error of roughly 3 to 4 percentage points, which is larger than most of the row-to-row differences below. No row is a target, a grade or a health assessment.

What the reference bands do and do not say

The band label printed next to the percentage is orientation, not a grade. The thresholds follow the widely reproduced American Council on Exercise reference ranges, with a separate ladder for male and female bodies.

The ACE reference bands
Essential fat
under 6% male · under 14% female
Athletic
6 to 13% male · 14 to 20% female
Fitness
14 to 17% male · 21 to 24% female
Average
18 to 24% male · 25 to 31% female
Top band
25% and above male · 32% and above female

Population reference ranges, not targets, grades or verdicts; this tool labels the top band neutrally because a percentage is a measurement rather than a judgement.

From tape to percentage — the Navy formula pipeline From tape to percentage Male defaults: height 175 cm · waist 85 cm · neck 38 cm MEASURE height 175 cm waist 85 · neck 38 GIRTH GAP 85 − 38 = 47 cm EQUATION 495 ÷ 1.0601 = 466.9 − 450 → RESULT 16.9% Fitness band THE TWO EQUATIONS male: %BF = 495 ÷ (1.0324 − 0.19077·log10(waist − neck) + 0.15456·log10(height)) − 450 female: %BF = 495 ÷ (1.29579 − 0.35004·log10(waist + hip − neck) + 0.22100·log10(height)) − 450 Why logarithms? The equation reads proportion, not raw centimeters — the same 1 cm counts for more on a smaller frame. All math runs in cm; the in/cm toggle just converts.
Tape measurements -> the Navy formula -> your body-fat percent.

The formula, worked line by line

The US Navy circumference method does not measure fat. It fits a percentage to the ratio between a girth figure and height, both on a base-10 logarithmic scale, using coefficients that Hodgdon and Beckett derived by regressing circumference measurements against hydrostatic underwater weighing in Navy personnel.

The male equation uses waist minus neck; the female equation uses waist plus hip minus neck, because fat distributes differently on average and the hip term is what keeps the fit reasonable across female bodies.

Two separate equations therefore carry two separate sets of constants, and the tool selects one of them from the sex flag you choose. Both were published in 1984 in Naval Health Research Center reports 84-11 and 84-29, and both return a percentage directly with no intermediate density step. The engine clamps the result to between 1 and 70 percent, which matters only for measurement combinations far outside the range the equations were ever fitted on.

male:   %BF = 495 / (1.0324 − 0.19077·log10(waist − neck) + 0.15456·log10(height)) − 450
female: %BF = 495 / (1.29579 − 0.35004·log10(waist + hip − neck) + 0.22100·log10(height)) − 450
(all lengths in centimetres; an inch entry is converted before the logarithm)
US Navy tape-method body fatWaist 85, neck 38, height 175 cm estimate about 16.9 percent body fat — reference band Fitness.US NAVY TAPE METHODwaist − neck47 cmheight175 cmband: Fitnessbody fat16.9%
A 175 cm person with an 85 cm waist and a 38 cm neck estimates to about 16.9%.
The male equation on the default tape readings
Girth term, 85 − 38
47 cm
log10(47)
1.67210
log10(175)
2.24304
Denominator, 1.0324 − 0.19077 x 1.67210 + 0.15456 x 2.24304
1.06010
495 ÷ 1.06010
466.94
Estimated body fat
466.94 − 450 = 16.94, about 16.9 percent

Running the female equation on a 165 cm body with a 75 cm waist, a 38 cm neck and a 95 cm hip: the girth term is 75 + 95 − 38 = 132, and the same arithmetic returns about 24.3 percent.

Now put the error band around it. Hodgdon and Beckett reported a correlation of about 0.90 against hydrostatic weighing and a standard error of estimate of roughly 3 to 4 percentage points, and comparisons against DEXA have found spreads of a similar order. An estimate of 16.9 percent is therefore a claim about the low to high teens, not about a decimal.

Tape error stacks on top of that: at the defaults, a waist reading one centimetre too large adds about 0.78 of a percentage point, so a sloppy measurement can move the answer by more than a season of real change. This is also why the number is far more useful as a trend than as a snapshot, provided every reading is taken the same way at the same landmarks.

None of this is medical advice, a diagnosis or a target. The reference bands are population ranges of the kind the American Council on Exercise publishes, and they describe where a figure sits rather than whether it is good; a portion of body fat is essential for organ protection, energy storage and hormone function, so lower is not automatically better and no band on this page is a problem to be fixed.

The equation also has structural blind spots, reading high on very muscular builds and low on very lean ones, because it infers fat from girth rather than measuring it. If a figure here prompts a real health question, treat it as general information and take the question to a clinician who can see what a tape measure cannot.

Questions people ask

How do I measure body fat at home with a tape measure?

Take a height reading, a neck reading just below the larynx with the tape sloping slightly down at the front, and a waist reading at the navel, adding a hip reading at its widest point if you are running the female equation. Keep the tape level and snug without compressing the skin, stand relaxed, breathe normally and return to the same landmarks every time. Enter the numbers and the tool applies the Hodgdon and Beckett US Navy equation of 1984 and returns an estimated percentage with its reference band.

Covered in depth in How to Calculate Body Fat Percentage: Tape-Measure Math That Works

How accurate is the US Navy tape method compared with a DEXA scan?

Hodgdon and Beckett reported a correlation of about 0.90 against hydrostatic underwater weighing and a standard error of estimate of roughly 3 to 4 percentage points, and independent comparisons against DEXA have found spreads of a similar order. That means an estimate of 16.9 percent is honestly a claim about the low to high teens. Skinfold calipers using the Jackson and Pollock equations, and laboratory methods such as DEXA and hydrostatic weighing, are more precise. For a free estimate the tape is genuinely useful; for a clinical figure it is not the right instrument.

What do the reference bands on this page mean?

They are population reference ranges of the kind the American Council on Exercise publishes, and they say where a figure sits rather than whether it is good. For male bodies the thresholds are under 6 percent, then 6 to 13, 14 to 17, 18 to 24 and 25 or above; for female bodies they are 14, 21, 25 and 32 percent. They are not targets, grades or verdicts. A portion of body fat is essential to organ protection, energy storage and hormone function, so a lower band is not automatically better and a higher one is not a diagnosis.

Why do male and female bodies use different equations?

Because Hodgdon and Beckett fitted two separate regressions in 1984, reported as Naval Health Research Center reports 84-11 and 84-29. Fat distributes differently on average, so the female equation adds a hip measurement to the girth term and carries its own constants, while the male equation works from waist minus neck alone. The tool selects whichever equation matches the flag you pick, which is why the female version asks for the extra hip reading. Both return a percentage on the same scale, and both carry the same order of published error.

Should I be worried if my estimate lands in a higher band?

This page cannot tell you that, and nothing here is a diagnosis. A single reading carries a published error of roughly 3 to 4 percentage points before you add tape error, which at the defaults is about 0.78 of a point per centimetre of waist, so one measurement is a weak signal in either direction. Watch the direction across several readings taken the same way rather than fixating on a decimal, and if a figure raises a genuine health question, take it to a clinician who can look at the things a tape measure cannot see.

Sources

Where the constants and formulas on this page come from. Each line names the figure it backs.

  1. The Jackson and Pollock skinfold equations named as the more precise alternative to a circumference estimate, for men.

    Generalized equations for predicting body density of menJackson AS, Pollock ML, British Journal of Nutrition 40(3):497-504, 1978

  2. The companion Jackson, Pollock and Ward equations for women.

    Generalized equations for predicting body density of womenJackson AS, Pollock ML, Ward A, Medicine and Science in Sports and Exercise 12(3):175-81, 1980

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