Body Fat Percentage Calculator
Estimate body fat from a tape measure — the US Navy circumference method, with neutral reference bands.
Updated
Estimated body fat
16.9%
Reference band: Fitness
- Method
- US Navy (tape)
- Reference band
- Fitness
Bands are general reference ranges, not goals — healthy ranges vary by person.
Estimates for general information, not medical advice. Consult a healthcare provider for personal guidance.
In short
How does the US Navy tape method estimate body fat percentage?
It fits a percentage to the base-10 logarithm of a girth measurement divided against height. For a male body of 175 cm with an 85 cm waist and a 38 cm neck, the US Navy circumference equation estimates about 16.9 percent. Its standard error is 3 to 4 points, so 16.9 realistically means the low to high teens.
The equation infers fat from girth rather than measuring it, so it tends to read high on very muscular builds and low on very lean ones.
How to use the body fat percentage calculator
This tool runs the US Navy circumference equation, published by James Hodgdon and Marcie Beckett at the Naval Health Research Center in San Diego in 1984 as reports 84-11 for men and 84-29 for women, and still used in the Navy physical readiness programme.
You give it a height, a neck measurement and a waist measurement, plus a hip measurement if the female equation is selected, and it returns a single estimated percentage together with the reference band that figure falls into. The fields open on a representative example, a 175 cm body with an 85 cm waist and a 38 cm neck, so the arithmetic is visible before you replace anything.
There is a centimetre and inch toggle; the equation is defined on a ratio of girths to height, so the units you measure in do not change the answer.
16.9%
The default estimate
175 cm, 85 cm waist, 38 cm neck
3 to 4 points
Published standard error
Hodgdon and Beckett, 1984
0.78 points
Per centimetre of tape error
at the default measurements
Everything the equation knows about you arrives through the tape, so the tape work is the accuracy. Use a flexible cloth or vinyl tape, keep it level all the way around, and pull it snug against the skin without denting it.
Measure the waist at the navel, the neck just below the larynx with the tape sloping slightly down at the front, and the hip at its widest point when the female equation asks for it. Stand relaxed and breathe normally rather than holding in or pushing out, and return to the same landmark every time so readings taken weeks apart are comparable.
Read the output as an estimate with a genuine error band attached, not as a measurement. Hodgdon and Beckett reported a correlation of about 0.90 against hydrostatic underwater weighing and a standard error of estimate in the range of roughly 3 to 4 percentage points, and independent comparisons against DEXA scanning have found spreads of a similar order.
On the defaults that means an estimate of 16.9 percent is honestly saying somewhere in the low to high teens rather than sixteen point nine. The equation also has known blind spots: it infers fat from the gap between girth and height, so it tends to read high on very muscular builds, where a thick waist is not fat, and low on very lean ones.
Skinfold calipers using the Jackson and Pollock equations of 1978 and 1980, and laboratory methods such as DEXA and hydrostatic weighing, are more precise and more expensive.
Do
- Use a flexible cloth or vinyl tape and keep it level all the way around.
- Measure the waist at the navel and the neck just below the larynx.
- Take two or three readings and average them rather than trusting one rushed attempt.
- Return to the same landmarks each time so readings taken weeks apart are comparable.
- Stand relaxed and breathe normally instead of holding in or pushing out.
Don't
- Pull the tape tight enough to dent the skin, which reads a smaller girth.
- Read the estimate to a decimal when the published standard error is 3 to 4 percentage points.
- Compare a reading taken at the navel with an older one taken elsewhere on the torso.
- Treat a single reading as a trend, because hydration and a recent meal both move it.
- Skip the hip measurement the female equation asks for, since its girth term needs it.
The same tape, one simpler ratio
Waist to height uses the tape reading you just took, measured against your height rather than your neck. It is the simpler screen, and the one that makes fewer assumptions about body shape.
Open the waist to height calculator →How the US Navy estimate responds to the tape, holding height at 175 cm and the neck at 38 cm for a male body and varying only the waist. The right-hand column is the point of the table: it shows how many percentage points the estimate shifts if the tape reads one centimetre larger, which is the practical size of a measurement mistake and something the worked example cannot show.
| Waist at the navel | Waist minus neck | US Navy estimate | Reference band | Shift from a 1 cm tape error |
|---|---|---|---|---|
| 74 cm | 36 cm | 7.4 percent | Athletic | about 0.97 points |
| 78 cm | 40 cm | 11.1 percent | Athletic | about 0.89 points |
| 80 cm | 42 cm | 12.9 percent | Athletic | about 0.85 points |
| 82 cm | 44 cm | 14.5 percent | Fitness | about 0.82 points |
| 84 cm | 46 cm | 16.2 percent | Fitness | about 0.79 points |
| 85 cm | 47 cm | 16.9 percent | Fitness | about 0.78 points |
| 86 cm | 48 cm | 17.7 percent | Fitness | about 0.76 points |
| 88 cm | 50 cm | 19.2 percent | Average | about 0.74 points |
| 90 cm | 52 cm | 20.7 percent | Average | about 0.71 points |
| 92 cm | 54 cm | 22.1 percent | Average | about 0.69 points |
| 95 cm | 57 cm | 24.1 percent | Average | about 0.66 points |
| 100 cm | 62 cm | 27.3 percent | Above average | about 0.61 points |
| 105 cm | 67 cm | 30.2 percent | Above average | about 0.58 points |
| 110 cm | 72 cm | 33.0 percent | Above average | about 0.54 points |
What the reference bands do and do not say
The band label printed next to the percentage is orientation, not a grade. The thresholds follow the widely reproduced American Council on Exercise reference ranges, with a separate ladder for male and female bodies.
- Essential fat
- under 6% male · under 14% female
- Athletic
- 6 to 13% male · 14 to 20% female
- Fitness
- 14 to 17% male · 21 to 24% female
- Average
- 18 to 24% male · 25 to 31% female
- Top band
- 25% and above male · 32% and above female
Population reference ranges, not targets, grades or verdicts; this tool labels the top band neutrally because a percentage is a measurement rather than a judgement.
Full guide
How to Calculate Body Fat Percentage: Tape-Measure Math That Works
Three tape measurements, one logarithmic formula, a neutral reference band — and why the free method holds up against a lab scan.
Read the full guide →The formula, worked line by line
The US Navy circumference method does not measure fat. It fits a percentage to the ratio between a girth figure and height, both on a base-10 logarithmic scale, using coefficients that Hodgdon and Beckett derived by regressing circumference measurements against hydrostatic underwater weighing in Navy personnel.
The male equation uses waist minus neck; the female equation uses waist plus hip minus neck, because fat distributes differently on average and the hip term is what keeps the fit reasonable across female bodies.
Two separate equations therefore carry two separate sets of constants, and the tool selects one of them from the sex flag you choose. Both were published in 1984 in Naval Health Research Center reports 84-11 and 84-29, and both return a percentage directly with no intermediate density step. The engine clamps the result to between 1 and 70 percent, which matters only for measurement combinations far outside the range the equations were ever fitted on.
male: %BF = 495 / (1.0324 − 0.19077·log10(waist − neck) + 0.15456·log10(height)) − 450
female: %BF = 495 / (1.29579 − 0.35004·log10(waist + hip − neck) + 0.22100·log10(height)) − 450
(all lengths in centimetres; an inch entry is converted before the logarithm)- Girth term, 85 − 38
- 47 cm
- log10(47)
- 1.67210
- log10(175)
- 2.24304
- Denominator, 1.0324 − 0.19077 x 1.67210 + 0.15456 x 2.24304
- 1.06010
- 495 ÷ 1.06010
- 466.94
- Estimated body fat
- 466.94 − 450 = 16.94, about 16.9 percent
Running the female equation on a 165 cm body with a 75 cm waist, a 38 cm neck and a 95 cm hip: the girth term is 75 + 95 − 38 = 132, and the same arithmetic returns about 24.3 percent.
Now put the error band around it. Hodgdon and Beckett reported a correlation of about 0.90 against hydrostatic weighing and a standard error of estimate of roughly 3 to 4 percentage points, and comparisons against DEXA have found spreads of a similar order. An estimate of 16.9 percent is therefore a claim about the low to high teens, not about a decimal.
Tape error stacks on top of that: at the defaults, a waist reading one centimetre too large adds about 0.78 of a percentage point, so a sloppy measurement can move the answer by more than a season of real change. This is also why the number is far more useful as a trend than as a snapshot, provided every reading is taken the same way at the same landmarks.
None of this is medical advice, a diagnosis or a target. The reference bands are population ranges of the kind the American Council on Exercise publishes, and they describe where a figure sits rather than whether it is good; a portion of body fat is essential for organ protection, energy storage and hormone function, so lower is not automatically better and no band on this page is a problem to be fixed.
The equation also has structural blind spots, reading high on very muscular builds and low on very lean ones, because it infers fat from girth rather than measuring it. If a figure here prompts a real health question, treat it as general information and take the question to a clinician who can see what a tape measure cannot.
Questions people ask
How do I measure body fat at home with a tape measure?
Take a height reading, a neck reading just below the larynx with the tape sloping slightly down at the front, and a waist reading at the navel, adding a hip reading at its widest point if you are running the female equation. Keep the tape level and snug without compressing the skin, stand relaxed, breathe normally and return to the same landmarks every time. Enter the numbers and the tool applies the Hodgdon and Beckett US Navy equation of 1984 and returns an estimated percentage with its reference band.
Covered in depth in How to Calculate Body Fat Percentage: Tape-Measure Math That Works →
How accurate is the US Navy tape method compared with a DEXA scan?
Hodgdon and Beckett reported a correlation of about 0.90 against hydrostatic underwater weighing and a standard error of estimate of roughly 3 to 4 percentage points, and independent comparisons against DEXA have found spreads of a similar order. That means an estimate of 16.9 percent is honestly a claim about the low to high teens. Skinfold calipers using the Jackson and Pollock equations, and laboratory methods such as DEXA and hydrostatic weighing, are more precise. For a free estimate the tape is genuinely useful; for a clinical figure it is not the right instrument.
What do the reference bands on this page mean?
They are population reference ranges of the kind the American Council on Exercise publishes, and they say where a figure sits rather than whether it is good. For male bodies the thresholds are under 6 percent, then 6 to 13, 14 to 17, 18 to 24 and 25 or above; for female bodies they are 14, 21, 25 and 32 percent. They are not targets, grades or verdicts. A portion of body fat is essential to organ protection, energy storage and hormone function, so a lower band is not automatically better and a higher one is not a diagnosis.
Why do male and female bodies use different equations?
Because Hodgdon and Beckett fitted two separate regressions in 1984, reported as Naval Health Research Center reports 84-11 and 84-29. Fat distributes differently on average, so the female equation adds a hip measurement to the girth term and carries its own constants, while the male equation works from waist minus neck alone. The tool selects whichever equation matches the flag you pick, which is why the female version asks for the extra hip reading. Both return a percentage on the same scale, and both carry the same order of published error.
Should I be worried if my estimate lands in a higher band?
This page cannot tell you that, and nothing here is a diagnosis. A single reading carries a published error of roughly 3 to 4 percentage points before you add tape error, which at the defaults is about 0.78 of a point per centimetre of waist, so one measurement is a weak signal in either direction. Watch the direction across several readings taken the same way rather than fixating on a decimal, and if a figure raises a genuine health question, take it to a clinician who can look at the things a tape measure cannot see.
Sources
Where the constants and formulas on this page come from. Each line names the figure it backs.
The Jackson and Pollock skinfold equations named as the more precise alternative to a circumference estimate, for men.
Generalized equations for predicting body density of men — Jackson AS, Pollock ML, British Journal of Nutrition 40(3):497-504, 1978
The companion Jackson, Pollock and Ward equations for women.
Generalized equations for predicting body density of women — Jackson AS, Pollock ML, Ward A, Medicine and Science in Sports and Exercise 12(3):175-81, 1980
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